Both answer chargebacks for you and take a share of what they win back. That share grows with your best months, which is the point to examine before you sign. Prices below come from vendor pages and comparison listings checked in October 2026. Vendors change terms, so confirm in writing.
Justt vs Chargeflow at a glance
| Justt | Chargeflow | |
|---|---|---|
| Main product | Chargeback recovery with a custom response per dispute, plus alerts and ratio monitoring | Automated dispute responses, alerts and order scanning |
| Dispute response price | Custom quote. Listings describe a share of recovered chargebacks or a platform fee plus a fee per chargeback | 25 percent of recovered revenue |
| Alerts | Ethoca, Verifi CDRN and Visa RDR | About 29 USD per deflected chargeback |
| Prevention scan | Order Insight and consumer clarity tools | 0.10 USD per scanned transaction, first 1,000 free |
| How you buy | Demo and sales process | Self serve, with a startup discount of up to 70 percent listed |
| Processor coverage | About 40 payment providers | Wide ecommerce and processor integrations |
| Best fit | Enterprise merchants with high dispute volume | Small and mid size stores that want a published price |
Which is cheaper, Justt or Chargeflow?
For a merchant who wants to know the price today, Chargeflow, because its rate is public. Justt may be cheaper or dearer, depending on the quote, and the only way to know is to ask for the percentage and any volume terms in writing. Do not assume that a quote with no published number is lower.
What a success fee costs at three recovery sizes
This is illustration math with hypothetical numbers. Chargeflow's 25 percent is its published rate. Justt does not publish a percentage, so 20 and 30 percent are placeholders to show how a quote can swing, not Justt prices.
| Recovered per month | Chargeflow at 25 percent | A 20 percent quote | A 30 percent quote | NoChargeback Growth billed yearly |
|---|---|---|---|---|
| 1,000 USD | 250 USD | 200 USD | 300 USD | 149 USD |
| 5,000 USD | 1,250 USD | 1,000 USD | 1,500 USD | 149 USD |
| 20,000 USD | 5,000 USD | 4,000 USD | 6,000 USD | 149 USD |
A success fee feels risk free because a lost dispute costs nothing. The cost shows up in your strongest months. A merchant who recovers 20,000 USD pays thousands for work that a flat plan prices the same as recovering 1,000.
When Justt fits and when Chargeflow fits
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You process very high volume across many providers and want a team to tune responses. Justt is built for that, and its custom arguments per dispute are its core product.
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You want to start this week without a sales call. Chargeflow, because the price and signup are public.
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You win few disputes and want zero fixed cost. A pure success fee is hard to beat when wins are rare.
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You sell on Stripe and win five or more disputes a month. A flat plan starts to cost less than a percentage, as the table shows.
A payments lead at a subscription company with 40 disputes a month will usually see the percentage fee exceed any flat plan within one quarter. If the same company also loses revenue to failed card renewals, a tool such as failed payment recovery for SaaS addresses that separate leak.
A flat Stripe plan as the third option
NoChargeback is a flat plan for Stripe merchants. Growth is 149 USD a month billed yearly (299 USD billed monthly) for 5 Stripe accounts, 100 disputes and 1,000 alerts, with automatic submission 48 hours before the due date. It keeps no share of wins, tracks Visa VAMP and Mastercard ECM levels, and triages Stripe early fraud warnings.
It does not sell Ethoca, Verifi CDRN or Visa RDR alerts and works with Stripe only, so a merchant on several processors needs a multi processor tool. The full comparisons are on the Justt alternative and Chargeflow alternative pages, and the wider field is on the best Stripe chargeback prevention apps page.
Is Justt better than Chargeflow?
Neither wins for every merchant. Justt targets larger merchants with a custom response per dispute and sells by quote after a demo. Chargeflow publishes 25 percent of recovered revenue and lets you start self serve. Pick by volume, number of processors and how much you want to negotiate.
How much does Justt cost?
Justt does not publish pricing. Its site says you pay when it wins, and comparison listings describe either a share of recovered chargebacks or a platform fee plus a fee per chargeback. The percentage and volume terms come in a custom quote, so ask for them in writing.
How much does Chargeflow cost?
Chargeflow lists 25 percent of recovered revenue for dispute automation, about 29 USD per deflected chargeback for alerts, and 0.10 USD per scanned transaction for prevention, with the first 1,000 free. A startup discount of up to 70 percent is listed. Prices change, so check its pricing page.
Which is better for a small merchant, Justt or Chargeflow?
Chargeflow, usually, because the price is public, signup is self serve and a startup discount exists. Justt names more than 250 enterprise merchants and sells through a demo, which suits larger volume. Small Stripe merchants with steady disputes should also compare a flat monthly plan.
What is a cheaper alternative to Justt and Chargeflow?
For Stripe merchants who win five or more disputes a month, a flat plan costs less than a percentage of wins. NoChargeback Growth is 149 USD a month billed yearly with no share of recoveries. It covers Stripe only and does not replace Ethoca, Verifi or Visa RDR alerts.
